Mincap was founded in 2008 as an investment company and has since diversified its focus in one distinct market: finance. Mincap is an Authorised Financial Service Provider and a Registered Credit Provider. The business specialises in providing financial services in the following areas: Invoice Finance, Debtors Finance, Purchase Order Finance, Asset Based Lending, Capital Raising, Debt Collection Management, Investments, Insurance Brokerage, and Corporate Benefits.

Our company has identified a need for financing that allows SME’s to access advance cash that is due from customers instead of waiting for such customers to pay. This instrument frees up cash that may be tied up in invoices with long remittance terms.

This is a ground-breaking innovation when compared with traditional banks who have the same approach and method to deal with the financing market instead of tailor made processes and products that address different sectors of the market. There are many companies that are still  not serviced by traditional banks given the stringent requirements applied by banks, and as a result this market is often marginalised. SME’s have constraints in a lack of capital, difficulty in procuring base stock, lack of access to resources, and low technology capabilities.

From massive listed companies right down to smaller local enterprises as well as individual debtors, our years of debt collection experience is our advantage! Working in both the private and public sectors, we continue to provide all of them with the outstanding results and service that have built us up to where we are today.

Investing money often seem like a daunting task. We guide our clients through the investing process, ultimately directing them to funds which suit their investment goals. We understand what drives our clients. We know what they mean by ‘success’. We realise how hard-earned their wealth is, and we’re mindful of what keeps them up at night.

At Mincap we also assist a client in making an informed decision about what type of insurance is necessary and how much insurance protection to purchase.
We seek to provide a range of options from several insurers, and help the business pick the policy that provides the most coverage at the best price.

We consult on employee benefits and provide clients with benefit options for their corporate and retirement funds. We expose the client to diverse options and access to the general market based on industry-specific benchmarking. We help the clients understand their costs, risk and returns through transparency and reporting.

To invest our resources and capabilities in businesses that exhibit sustainable returns through finance.

To be the best financial business of choice in our chosen markets across the world.

Mincap is associated with the highest standards of service, quality, personal attention to clients and integrity. It is therefore vital that we work with trust, transparency and honesty. We work with integrity in everything we do and embody our principles when working with our customers.

We are committed to being the best we can be. In order to achieve this, we place the customer at the centre of everything we do. We are proactive in finding solutions for our clients that best achieve their goals. Lasting relationships are the lifeblood of our business.

We seek appropriate input, then make decisions, execute them and communicate them with transparency. Grasping opportunities requires decisiveness of thought and action to turn possibility into reality.

Being accountable means that we are answerable for our actions and the actions of our teams. Accountability means more than just doing our job. It includes an obligation to make things better, to pursue excellence, and to do things in ways that further the goals of our organisation.